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hjHongde Jin

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What is a better APY actually worth?

Chasing rates is only worth the paperwork above a certain balance. Put your numbers in and see the gap in dollars instead of basis points.

Interest per year, current—
Interest per year, new—
Extra per year—
Extra after 5 years—

Assumes monthly compounding, a fixed rate, no deposits or withdrawals, and ignores tax. Real accounts vary the rate whenever they like. This is an estimate, not advice.

See the accounts I use