The services I pay for, and what you get for trying them.
Every link is a referral link — you get a bonus, I get one too, at no extra cost to you. How it works.
SoFi
Money · Checked Sep 2026
You get
$25 in stock, after a $25 deposit
Commission-free brokerage with fractional shares. Simple enough that I do not think about it, which is what I want from the boring half of the portfolio.
Robinhood
Money · Checked Sep 2026
You get
A stock reward when you fund the account
Where I keep the play-money side of the portfolio. Their referral moved to milestone rewards in September, so the payout is smaller than it used to be.
moomoo
Money · Checked Sep 2026
You get
$200 in trading coupons
On top of moomoo's own welcome offer while that promotion runs: 8.1% APY on uninvested cash, and up to $1,000 in NVDA stock.
Second brokerage, mostly for the research tools. The paper-trading account is a genuinely good way to try something before putting real money on it.
Rakuten
Shopping · Checked Sep 2026
You get
$50, after $50 of shopping in your first 90 days
Cashback on stores I was going to buy from anyway. One click before checkout, paid out quarterly.
Tesla
Car & Energy · Checked Sep 2026
You get
Nothing advertised right now. Check their current terms.
Daily driver. The referral program changes often, so check the current terms before you order.
Starlink
Phone & Internet · Checked Sep 2026
You get
One month of service credit
Satellite internet for where cable does not reach. Check availability for your address first, since capacity is sold per cell.